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Where to buy gift cards with USDT (TRC-20 & ERC-20) in 2026
Direct answer
You can buy gift cards with USDT at StackGift, Bitrefill, Cryptorefills, CoinsBee and Coincards. StackGift takes USDT and USDC on both Tron (TRC-20) and Ethereum (ERC-20) with no account — just a delivery email — across 6,200+ brands. Bitrefill and Cryptorefills accept USDT on the most networks (Tron, Ethereum, Polygon, Arbitrum, BNB Chain, TON and more). TRC-20 is usually the cheapest way to pay.
This list is published by the StackGift team, and StackGiftis our own marketplace — that's why it's listed first. Competitor details come from each provider's help pages and public listings as of September 25, 2026; check with them before you buy.
Why choose StackGift for this
USDT and USDC on the network you already use
Pay USDT or USDC on Tron (TRC-20) or Ethereum (ERC-20). Tron is usually the cheaper one, so a small card isn't eaten by fees.
No account, no exchange detour
No account and no password. Checkout asks for one thing: the email address the code should be sent to. Spend a stablecoin balance directly instead of cashing out through an exchange and a bank.
Face value, no service fee
You pay the card's value at the live rate, locked for 15 minutes. No service or card fee. Your wallet pays the network fee — usually lowest on Tron, Solana and Litecoin, higher on Ethereum and Bitcoin when those networks are busy.
Other coins on the same checkout
If you'd rather use Bitcoin, Monero, Ethereum, Solana, TRX or Litecoin for a later order, it's the same checkout.
StackGift buying facts
What you pay, what checkout asks for and how the code arrives — taken from our live checkout and terms on 2026-09-25.
| Price | You pay the card's face value, converted at the live market rate — no service fee is added. The quote holds for 15 minutes; USDT and USDC are priced at their market rate against the card's currency. |
|---|---|
| Card values | Most cards come in fixed amounts from €5 to €500 (some in USD or GBP). The smallest order is one card. |
| Crypto accepted | 10 options: Bitcoin, Ethereum, Solana, TRX, Litecoin and Monero, plus USDT and USDC on TRON (TRC-20) and Ethereum (ERC-20). Send on the exact network shown at checkout. |
| Fees | No service or card fee. Your wallet pays the network fee — usually lowest on Tron, Solana and Litecoin, higher on Ethereum and Bitcoin when those networks are busy. |
| Account | No account and no password. Checkout asks for one thing: the email address the code should be sent to. |
| KYC | No ID for normal purchases. Above €1,000 in a single order or €5,000 in a month, anti-money-laundering rules require an identity check. |
| Delivery | The code is emailed to the address you give at checkout once your payment is confirmed on-chain and matched to your order — the amount is unique to each order, so no memo is needed. |
| Catalog | 6,200+ brands valid in 24 countries. Codes only work in the country and currency they're issued for. |
| Refunds | Digital codes can't be refunded once revealed (EU consumer law), so check the card's country and currency before paying. |
Full terms: terms of sale, supported cryptos, privacy policy.
The 5 options at a glance
| Site | USDT networks | Also takes USDC | Account | Catalog |
|---|---|---|---|---|
| #1 StackGift | Tron (TRC-20), Ethereum (ERC-20) | Yes — TRC-20 and ERC-20 | None — delivery email only | 6,200+ brands |
| #2 Bitrefill | Tron, Ethereum, Polygon, Arbitrum, BNB Chain, TON | Yes — Ethereum, Solana, Polygon, Arbitrum, Base | Required (email) | Largest catalog in the space |
| #3 Cryptorefills | Tron, Ethereum, Polygon, Arbitrum, BNB Chain, Solana, TON and more | Yes | Not required | 6,600 brands, 180 countries |
| #4 CoinsBee | Several (check at checkout) | Yes | Required (email) | 5,000+ brands |
| #5 Coincards | Check at checkout | Yes | Not required | US and Canada |
Each option, explained
StackGift is our marketplace. Card prices are converted at the live market rate at checkout — for euro cards, USDT and USDC are priced at their market rate against the euro; you send an exact amount that identifies your order, and the code is emailed once the payment is confirmed and matched. Besides USDT and USDC you can pay in Bitcoin, Ethereum, Litecoin, Solana, TRX or Monero.
Pros
- + No account
- + USDT and USDC on two networks
- + Monero also accepted
Cons
- − Fewer USDT networks than Bitrefill or Cryptorefills
Bitrefill has sold gift cards for crypto since 2014 and accepts USDT on six networks and USDC on five. An account is required; its FAQ-level limits for unverified accounts are $5,000 a day and $10,000 a month, with verification requested above that.
Pros
- + Six USDT networks
- + Very large catalog
Cons
- − Account required
- − No Monero
Cryptorefills has operated since 2018 and accepts USDT and USDC on a long list of networks, from Tron and Ethereum to Solana, TON, Base and Sui. It says it sells without account registration or KYC.
Pros
- + No account, no KYC
- + Many networks
Cons
- − No Monero
CoinsBee accepts USDT among more than 250 cryptocurrencies. You need an account, and ID is requested once your cumulative purchases pass €900.
Pros
- + Huge coin list
- + Mobile top-ups
Cons
- − Account required
- − ID above €900
Coincards accepts USDT and USDC along with Bitcoin, Monero and other coins, without an account. Its catalog centres on US and Canadian merchants.
Pros
- + No account
- + Monero too
Cons
- − North America focus
How to choose
Cheapest fees: Any site that takes USDT on Tron (TRC-20).
USDT on Polygon, Arbitrum or TON: Bitrefill or Cryptorefills.
No account, TRC-20: StackGift or Cryptorefills.
Pay part in USDT, part in Monero later: StackGift.
TRC-20 or ERC-20?
The same USDT exists on several blockchains. On Tron (TRC-20) a transfer usually costs less than on Ethereum and confirms in about a minute. On Ethereum (ERC-20) the fee depends on gas and can be several dollars — a lot on a €10 card.
Whichever you choose, send on the network shown at checkout. Sending TRC-20 USDT to an ERC-20 address, or the reverse, usually means the money is lost.
Why buyers pay for gift cards in stablecoins
A gift card has a fixed euro or dollar value, so paying with a coin pegged to the dollar removes price risk between the quote and the confirmation. It's also the simplest way to spend a USDT balance without going back through an exchange and a bank account.
Before you buy
- Which network should I choose?
- Tron (TRC-20) for low fees; Ethereum (ERC-20) only if your USDT is already there and you accept gas fees. Send on exactly the network shown at checkout.
- Is USDT priced 1:1 with euros?
- No — USDT and USDC track the dollar. Euro-denominated cards are converted at the live USDT/EUR or USDC/EUR market rate at checkout.
- When do I get the code?
- The code is emailed to the address you give at checkout once your payment is confirmed on-chain and matched to your order — the amount is unique to each order, so no memo is needed.
Our recommendation
Choose StackGift to spend USDT or USDC on Tron or Ethereum without an account, at face value, across 6,200+ brands — including European retailers. Choose Bitrefill or Cryptorefills if your USDT sits on Polygon, Arbitrum, BNB Chain or TON.
Frequently asked questions
Where can I buy gift cards with USDT?
StackGift, Bitrefill, Cryptorefills, CoinsBee and Coincards all accept USDT for gift cards in 2026. StackGift takes USDT on TRC-20 and ERC-20 without an account; Bitrefill and Cryptorefills support the most networks.
Can I buy gift cards with USDT TRC-20?
Yes. StackGift, Bitrefill and Cryptorefills all accept USDT on Tron (TRC-20), which is usually the cheapest network for small payments.
Can I buy an Amazon gift card with USDT?
Yes. StackGift sells Amazon gift cards for 8 countries from €15 to €500, payable in USDT on TRC-20 or ERC-20, with the code emailed once the payment is confirmed and matched to your order.
Do I need an account to pay with USDT?
Not at StackGift, Cryptorefills or Coincards. Bitrefill and CoinsBee require an account.
What happens if I send USDT on the wrong network?
Funds sent on a different network than the one shown at checkout are usually unrecoverable. Always check that the network in your wallet matches the checkout (for example Tron TRC-20) before sending.