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Where to buy gift cards with Monero (XMR) in 2026
Direct answer
Four gift card sites accept Monero (XMR) directly in 2026: StackGift, CoinsBee, Cake Pay and Coincards. StackGift needs no account — just a delivery email — and lists 6,200+ brands such as Amazon, Steam, Apple and Netflix; the code is emailed after your XMR payment confirms. CoinsBee needs an account but no ID up to €900 in total purchases, Cake Pay works from the Cake Wallet and Monero.com apps, and Coincards focuses on US and Canadian retailers. Bitrefill and Cryptorefills don't accept Monero.
This list is published by the StackGift team, and StackGiftis our own marketplace — that's why it's listed first. Competitor details come from each provider's help pages and public listings as of September 25, 2026; check with them before you buy.
Why choose StackGift for this
No account to tie the purchase to you
No account and no password. Checkout asks for one thing: the email address the code should be sent to. Paying in Monero hides the payment; buying without an account means there's no profile or purchase history to link it to either.
No payment ID to paste
Each order gets its own exact XMR amount, and that's how the payment is matched. Nothing identifying goes into the transaction.
Brands the Monero-friendly US shops don't carry
Amazon in 8 countries, Steam in 12, plus European retailers such as FNAC, Zalando and MediaMarkt — 6,200+ brands in 24 countries.
Face value, no service fee
You pay the card's value converted at the live XMR rate, locked for 15 minutes. Monero network fees are usually a few cents.
StackGift buying facts
What you pay, what checkout asks for and how the code arrives — taken from our live checkout and terms on 2026-09-25.
| Price | You pay the card's face value, converted at the live market rate — no service fee is added. The quote holds for 15 minutes; USDT and USDC are priced at their market rate against the card's currency. |
|---|---|
| Card values | Most cards come in fixed amounts from €5 to €500 (some in USD or GBP). The smallest order is one card. |
| Crypto accepted | 10 options: Bitcoin, Ethereum, Solana, TRX, Litecoin and Monero, plus USDT and USDC on TRON (TRC-20) and Ethereum (ERC-20). Send on the exact network shown at checkout. |
| Fees | No service or card fee. Your wallet pays the network fee — usually lowest on Tron, Solana and Litecoin, higher on Ethereum and Bitcoin when those networks are busy. |
| Account | No account and no password. Checkout asks for one thing: the email address the code should be sent to. |
| KYC | No ID for normal purchases. Above €1,000 in a single order or €5,000 in a month, anti-money-laundering rules require an identity check. |
| Delivery | The code is emailed to the address you give at checkout once your payment is confirmed on-chain and matched to your order — the amount is unique to each order, so no memo is needed. |
| Catalog | 6,200+ brands valid in 24 countries. Codes only work in the country and currency they're issued for. |
| Refunds | Digital codes can't be refunded once revealed (EU consumer law), so check the card's country and currency before paying. |
Full terms: terms of sale, supported cryptos, privacy policy.
The 4 options at a glance
| Site | Monero | Account | ID checks | Catalog focus |
|---|---|---|---|---|
| #1 StackGift | Yes, paid directly | None — delivery email only | Above €1,000 per order or €5,000 a month | 6,200+ brands, 24 countries |
| #2 CoinsBee | Yes (since 2019) | Required (email) | None up to €900 cumulative; ID + selfie above | 5,000+ brands, 180+ countries |
| #3 Cake Pay | Yes | Email sign-in | No ID | Gift and prepaid cards, mostly US merchants |
| #4 Coincards | Yes | Not required | Low (community-rated KYC level 2) | US and Canadian retailers |
Each option, explained
StackGift is our marketplace. Pick a brand and amount, enter the email the code should go to, and choose Monero at checkout. You get an address and an exact XMR amount — the amount itself matches the payment to your order, so there's no payment ID to paste. The code is emailed after the payment confirms. No account, no password, no ID for normal purchases.
Pros
- + No account needed
- + Monero plus nine other payment options
- + Amazon, Steam, Apple, Netflix, Spotify and thousands more
Cons
- − Newer marketplace than CoinsBee or Coincards
- − Identity check above €1,000 per order or €5,000 a month
- − No delivery-time guarantee: codes are emailed once the payment is matched
CoinsBee is a German-registered marketplace that has accepted Monero since 2019, alongside more than 250 other cryptocurrencies. It sells gift cards, prepaid cards and mobile top-ups in 180+ countries. You need an account, and identity verification becomes mandatory once your cumulative purchases pass €900.
Pros
- + Huge catalog and country coverage
- + Mobile top-ups too
Cons
- − Account required
- − ID above €900 in total purchases
Cake Pay is built into the Cake Wallet and Monero.com apps (and has a web version). You pay the invoice directly from your wallet in XMR, BTC or LTC; signing up needs only an email address. Cake Labs says most cards arrive within an hour, occasionally up to a business day.
Pros
- + Integrated in popular Monero wallets
- + No ID
Cons
- − Delivery can take up to an hour or more
- − US-heavy selection
Coincards sells gift cards from major US and Canadian merchants and accepts Monero, Bitcoin (including Lightning), Litecoin, Dash, Dogecoin, Ethereum, Solana, USDT and USDC. You can buy without creating an account.
Pros
- + No account
- + Strong North American selection
Cons
- − Limited outside the US and Canada
How to choose
No account at all: StackGift or Coincards.
The biggest worldwide catalog: CoinsBee (account required).
Pay from inside your Monero wallet: Cake Pay.
European brands like FNAC, MediaMarkt or Zalando: StackGift.
Why so few gift card sites take Monero
Monero hides the sender, receiver and amount of every transaction. That's exactly why privacy-minded buyers want it — and why some large platforms have dropped it: several exchanges have delisted XMR under regulatory pressure, and the EU's anti-money-laundering package restricts anonymity-enhancing coins on regulated platforms from 2027.
For now, a handful of gift card sellers still take XMR directly. Bitrefill and Cryptorefills are the best-known names that don't.
How to pay StackGift in Monero
Choose a brand, country and amount, then enter the email address that should receive the code. At checkout select Monero: you'll see a receiving address, a QR code and an exact XMR amount unique to your order.
Send exactly that amount from any Monero wallet (Feather, Cake Wallet, Monero GUI…). Monero blocks arrive about every two minutes; the code is emailed once the payment is confirmed and matched to your order.
Before you buy
- How long until I get the code?
- Monero blocks arrive about every two minutes. The code is emailed to the address you give at checkout once your payment is confirmed on-chain and matched to your order — the amount is unique to each order, so no memo is needed.
- Will I have to show ID?
- No ID for normal purchases. Above €1,000 in a single order or €5,000 in a month, anti-money-laundering rules require an identity check.
- What if I choose the wrong country?
- Codes only work in the country they're issued for. Digital codes can't be refunded once revealed (EU consumer law), so check the card's country and currency before paying.
Our recommendation
Choose StackGift to turn Monero into Amazon, Steam, Apple or Netflix credit without creating an account: pick the card and country, give an email, and send the exact XMR amount shown. Choose Cake Pay if you'd rather buy from inside your wallet app.
Frequently asked questions
Where can I buy gift cards with Monero?
StackGift, CoinsBee, Cake Pay and Coincards accept Monero (XMR) for gift cards in 2026. StackGift needs no account, CoinsBee requires one, Cake Pay works from Cake Wallet and Monero.com, and Coincards focuses on US and Canadian retailers.
Does Bitrefill accept Monero?
No. Bitrefill's accepted tokens are Bitcoin (on-chain and Lightning), Ethereum, Litecoin, Solana, Dogecoin, Dash, USDT and USDC. To spend XMR on gift cards, use StackGift, CoinsBee, Cake Pay or Coincards.
Can I buy an Amazon gift card with Monero?
Yes. StackGift sells Amazon gift cards for 8 countries (France, Germany, Spain, Italy, UK, USA, Canada and Japan) from €15 to €500, payable in XMR without an account. CoinsBee also lists Amazon cards payable in Monero.
Do I need KYC to buy gift cards with Monero?
Not for normal purchases. StackGift asks only for a delivery email and applies identity checks only above regulatory thresholds (around €1,000). CoinsBee asks for ID once cumulative purchases pass €900.
How long does a Monero payment take to confirm?
Monero produces a block roughly every two minutes, so a payment is usually confirmed within minutes. StackGift emails the gift card code after the payment confirms.